| Author |
 Topic  |
|
|
joella68
Junior Member
United Kingdom
280 Posts |
 Posted - 29 December 2008 : 19:59:01
|
| hi all, when the OR asks for bank statements, does he only want a year and does he need a break down for any cheques that are paid in, cos we are having trouble remembering what certain cheques were for and dont seem to have the cheque stubbs any more..........what is the OR actually looking for when looking at bank statements ??? |
|
|
Reviva UK
Advanced Member
United Kingdom
2452 Posts |
Posted - 29 December 2008 : 20:07:29
|
Hi
he / she are looking for odd payments to favoured creditors, money squirreled away, large purchases like holidays / TV's etc, Things that you haven't disclosed.
Also it shows your income, and benefits etc and really gives a good picture of what has happened over the last 12 months.
Paul Johns
Assisted Bankruptcy Specialists
Reviva UK
Real People ..... Real Debt Solutions
www.revivauk.com |
 |
|
|
joella68
Junior Member
United Kingdom
280 Posts |
Posted - 29 December 2008 : 20:11:51
|
| do they need 12 months or more ? |
|
|
|
Reviva UK
Advanced Member
United Kingdom
2452 Posts |
Posted - 29 December 2008 : 20:21:48
|
They often ask for 6 - 12 months.
If they want any more then they can obviously ask for them from the bank directly.
Paul Johns
Assisted Bankruptcy Specialists
Reviva UK
Real People ..... Real Debt Solutions
www.revivauk.com |
|
|
|
Needafriend
Junior Member
United Kingdom
344 Posts |
Posted - 30 December 2008 : 09:19:41
|
Hi there, we only gave in 12 months statements to the OR and also any other statements from credit cards, our loan agreements if we had them and any letters with the balances on which we had plenty off towards the end as every week we would get one from the creditors.
Keep a file of all letters etc from the creditors then you can hand this over to the OR when or if they ask for them.
It may be worth copying more of the important things like mortgage statements, wages slips etc then you have for your own records.
Best of luck :-)
Jo
x
Wishing you all a Happy Debt & Worry Free 2009
21 Weeks down
31 to go
For more info on how i have come through bankruptcy and for links to help, you can read my blog here called:
Needafriend's Info on Bankruptcy :-)
http://debtfreejo.blogs.bankruptcyhelp.org.uk/
Needafriend says: Live life to the full, take life by the horns and live a little, otherwise life would be so boring!
|
|
|
| |
Topic |
|
bank statements
