the reviews i read might of been old reviews then, i just had a look lastnight and alot of people were saying that no where accepts electron, well very very limited
I've used mine online quite a lot. Admittedly some companies won't accept it online (M & S and Tesco), but I've ordered quite a bit online using my Electron. If a website doesn't have the Electron symbol you can often still use it by selecting the Visa option.
Tomorrow is a mystery, yesterday is history, today is the present, a gift to make the most of.
It is worth getting on with clearing up your credit files asap. There is Experian, Equifax and Call Credit.
Get hold of your credit reports and then go through them to make sure all your creditors mark your accounts as 'satisfied' There is quite a lot to it because creditors will drag their feet or they will update one agency and not the other. Also, you need to ensure that the court information puts down that the bankruptcy is discharged when it gets discharged. A copy of your early discharge letter sohuld be ok to send to each agency so they update it. If you have any CCJ's you need to make sure these are marked as satisfied, too.
So far I have found that everywhere that has the visa sign has accepted the electron, I have not had it refused yet. Great account and the staff are all really friendly and understanding with straight forward online banking. Perfect little account. Not missed having a full bank account at all but I also have a Virgin pre-paid mastercard in reserve.