Hi, I have a NatWest Step Account which I opened a few months before BR. My salary goes in there and my new rental and other direct debits go out. I went to NatWest after leaving court and explained to the lady on reception at the bank. She said that NatWest are fine with BRs having Step Account. I also had a brief conversation with the OR a few days after BR and he said he would write to the bank to say he has no interest in the account as, although it was on the SOA, it had no debts attached to it. The OR did say though to check with the bank again in case they changed their mind. I spoke to NW on the phone and the lady I spoke to asked me to go into the branch with my BR letter. She said there should not be a problem and that if it was to be frozen then they would notify me first. I am going to take letter in at the weekend but bit worried as my salary will be going in on Tuesday anddirect debits straight after. Advice given to Ken in another post about applying for Co-op over the phone, does the account become active straight away? I was going to do this but at the time felt reassured about NatWest? Don't know whether to wait and see what happens Saturday? If it is frozen do they still pay the direct debits?
Im no expert... But I think you would be informed by letter if your bank account had been frozen... I think they,d give you time to sort other arrangments to pay your direct debits... If there are no moneys to gain in the interest of the OR... I dont think there would be need... Im sure by other postings on the forum... Nat~West are fine with BR,s... (Step Account) Not a 100% sure... Im sure if im wrong an expert will correct me on this...
Bank Account
Posted - 16 April 2009 : 22:08:21
