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 bankruptcy postbag for april
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clma1975
Junior Member



180 Posts

Posted - 24 April 2008 :  11:47:43  Show Profile  Reply with Quote
...........

Edited by - clma1975 on 27 April 2008 20:38:24

storm
Junior Member



United Kingdom
232 Posts

Posted - 24 April 2008 :  13:50:53  Show Profile  Reply with Quote
Hi clma

As for your partner coming to live with you you will need to inform both benefits agency and the local council who pay your council tax and housing benefit.

If he is on benefits as well when he moves in with you then either you or he will have to make a new JOINT claim with the benefits agency.

The council tax and housing benefit will be done at the same time aswell. You might have letters from the council saying that you are in arrears with both housing benefit and council tax due to him moving in but it can take upto 3 months for it to sort itself out.

I moved in with my wife before we marries last june and everything was finally sorted by August. Just shows how long it can take.

As for the BR side wait for one of the professionals to help there. I know the benefits side of it having been there recently.

Hope this helps
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clma1975
Junior Member



180 Posts

Posted - 24 April 2008 :  17:14:56  Show Profile  Reply with Quote
Thankyou storm :) Can i ask if you got the sack? or if you had been unemplyed for sometime? He has worked non stop for as long as i have known him, and he is just about worn out.
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m and v
Average Member



United Kingdom
760 Posts

Posted - 24 April 2008 :  17:19:34  Show Profile  Reply with Quote
Dear clma

There has got to be more to life than debts and money worries.
I am just coming out the other side of years of debt and worry.
The experts will be along soon to point you in the the right direction.
There is a solution!
Good luck
x
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storm
Junior Member



United Kingdom
232 Posts

Posted - 24 April 2008 :  17:27:43  Show Profile  Reply with Quote
I was retired by a specialist in 2005 but worked since 1993 after leaving school in 1992
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clma1975
Junior Member



180 Posts

Posted - 24 April 2008 :  17:51:51  Show Profile  Reply with Quote
thank you xxx really nice to know there are people who you can chat to at times like this
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melanie_giles
Senior Member



1191 Posts

Posted - 25 April 2008 :  00:09:47  Show Profile  Visit melanie_giles's Homepage  Reply with Quote
He will need to declare all addresses that he has lived at in the previous six months it he does apply for bankruptcy.

For an informal chat about any financial difficulties, or advice as to the options available, I can be contacted via my website - www.melaniegiles.com
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Skippy
forum expert



United Kingdom
3290 Posts

Posted - 25 April 2008 :  09:38:57  Show Profile  Reply with Quote
Is it 6 months Melanie? I had to declare my mum's address and I hadn't lived there for a year when I went BR.

Tomorrow is a mystery, yesterday is history, today is the present, a gift to make the most of.

View my blog at http://skippy13.blogs.bankruptcyhelp.org.uk/
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melanie_giles
Senior Member



1191 Posts

Posted - 25 April 2008 :  10:33:09  Show Profile  Visit melanie_giles's Homepage  Reply with Quote
The strict rule is that you have to declare any addresses you have resided at during the period the bankruptcy debts were incurred, but on the newspaper advertisement this is usually limited to the previous six months.

For an informal chat about any financial difficulties, or advice as to the options available, I can be contacted via my website - www.melaniegiles.com
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Skippy
forum expert



United Kingdom
3290 Posts

Posted - 25 April 2008 :  11:45:02  Show Profile  Reply with Quote
I've just realised why my mum's address was printed - I hadn't changed the address for some of my creditors (nothing dodgy, just an oversight!) so that's the reason!

Tomorrow is a mystery, yesterday is history, today is the present, a gift to make the most of.

View my blog at http://skippy13.blogs.bankruptcyhelp.org.uk/
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