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 FOUND OUT WHAT THE OR WILL NOT ALOUD
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newbee
New Member



United Kingdom
94 Posts

Posted - 11 January 2010 :  16:35:14  Show Profile  Reply with Quote
HI guys right found out today what the or will not aloud after i sent in my i&e for early discharge i had a di of £71 but the or wants me to pay into a ipa of £225 they will not let me have .

car maintance £60( mine and hubbys cars that have been excempt by the or for work )

internet £26 that i need for work
AA £12 incase we brake down as i do loads of travelling
pet insurance £26 for my dog that has a heart condition
dry cleaning £10 for my work clothes
domestic break £80
swimming £15 for my son that has a medical condition and this helps on his legs.

all of the above was ok when we went br first and sent them all proof for the above eg coving letters recipts ect. but now they will not let us have them but to think that without internet and car maintance i can not do my job as i can not buy new tyres for my car is just silly

if anyone has any advice please let me no i will be greatfully thanks

gettingoutofdebt
forum expert



2418 Posts

Posted - 11 January 2010 :  16:56:18  Show Profile  Reply with Quote
Other than the domestic break and the Internet I cannot see a problem with the other items. The Internet is normally only allowed for education purposes.

If I were you I would refuse to sign the IPA and fight the issue. If the RTLU want to force you to pay this amount they will have to put this before a judge and I cannot see the judge not allowing most of these.

Contact the RTLU and tell them that you need:

Car maintenance £60
AA £12
Pet insurance £26
Dry cleaning £10
Swimming £15

This would make a DI of £177 (current DI of £71 + Internet + Domestic break) so you would pay 50% of this.

The other option is to fight for the domestic break and Internet but the Internet is only normally allowed for education purposes (does your son need it for school) and the domestic break isn't a definite expense.

Edited by - gettingoutofdebt on 11 January 2010 17:06:46
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gettingoutofdebt
forum expert



2418 Posts

Posted - 11 January 2010 :  17:11:31  Show Profile  Reply with Quote
Even if the RTLU didn't allow you all of the expenditures you mentioned the figures still don't add up. With the items not allowed and your DI of £71 you would have total DI of £300. At this amount of DI you pay an IPA of 60%, which would work out to £180 and not £225. For an IPA of £225 you would need to have a DI of £350.

Someone at the RTLU has not only disallowed you legitimate expenses but hasn't been able to add the figures correctly.
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newbee
New Member



United Kingdom
94 Posts

Posted - 11 January 2010 :  19:33:23  Show Profile  Reply with Quote
thanks for the replys we have not been put with the RTLU we are still with the or in swansea they went through this over the phone today with us and these were the only things that they said we could nt have i wish i had never filled in the ED forms now

i have wrote a email explaining all the stuff and why i need these i did put down internet for work and for my daughter that is in secondary school and said she need these for coursework . i am totally confussed by this all i think the only thing i can do is to keep on pushing for these things ..
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