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 bankruptcy postbag for april
 Will the bankruptcy be fairer
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forum expert

United Kingdom
3290 Posts

Posted - 06 April 2008 :  19:59:49  Show Profile  Reply with Quote
Don't get me wrong, I would have loved someone to fill out the forms for me but I didn't have the money to pay for it.

My meeting with the OR wasn't anywhere near as bad as I thought it would be. She was very efficient and professional - not friendly, but not unfriendly either, if that makes sense! I had a telephone interview which lasted just over 20 minutes. I was asked how I'd got into debt and what the money had been spent on, went through my income and expenditure and that was about it.

All the dealings I've had with the OR's office have been positive and any questions I've had have been dealt with quickly and efficiently.

Tomorrow is a mystery, yesterday is history, today is the present, a gift to make the most of.
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m and v
Average Member

United Kingdom
760 Posts

Posted - 07 April 2008 :  07:45:16  Show Profile  Reply with Quote
Ok - I have printed out the forms and am spending today on them. I am ringing the court later to see if I need an appointment. Do I just need the two forms? Would it help if I took paperwork for my IVA? Will I need anything else? Fingers crossed everyone - today is the start of BR!
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Junior Member

United Kingdom
325 Posts

Posted - 07 April 2008 :  08:50:47  Show Profile  Visit JulianDonnelly's Homepage  Reply with Quote
Hi M and V,

I have answered your other post

All the best,

Julian Donnelly
Spokesperson for www.Bankruptcyhelp.org.uk
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m and v
Average Member

United Kingdom
760 Posts

Posted - 07 April 2008 :  13:05:58  Show Profile  Reply with Quote
Thank you all for your replies. Thank you Brett for your advice this morning. I will keep you updated and am sure there will be more questions along the way.
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