Just phoned Co-op again as my decision had been referred, speaking to them they said I need to phone back in a couple of days as due to my bankruptcy (I did mention to them I was declaring this 28th March) this is why - has anybody has this problem?
This is strange. I phoned co-op to open an account and they were most helpful. I told them I was about to go bankrupt and they were fine opening my account. Its up and running now. I wonder if there's other reason for the delay? Widge