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olu
Junior Member
188 Posts |
 Posted - 25 June 2008 : 14:58:34
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is br a criminal case?
after 6 yrs does br automatically disappear on the credit file |
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Suzanne
Average Member
United Kingdom
869 Posts |
Posted - 25 June 2008 : 15:05:22
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olu
Bankruptcy is a civil case and would only become criminal if there was fraud or false declaration involved.
There are some organisations that will help you fund a bankruptcy petition. To find out who they are you need to contact your local Citizen Advice Bureau.
Suzanne Stocker
Bankruptcy Manager
Jones Giles Ltd
www.jonesgiles.co.uk
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olu
Junior Member
188 Posts |
Posted - 28 June 2008 : 14:50:38
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| ready to go abroad, told my creditors about a new overseas address. do not if they will pursue me in nigeria. am just leaving for now. |
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olu
Junior Member
188 Posts |
Posted - 30 June 2008 : 10:31:21
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| ready to go abroad, told my creditors about a new overseas address. do not if they will pursue me in nigeria. am just leaving for now. |
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JulianDonnelly
Junior Member
United Kingdom
325 Posts |
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olu
Junior Member
188 Posts |
Posted - 30 June 2008 : 16:56:17
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| was just told that i coud get £150 waived from the br fee, might just do it b4 i leave to be on the safer side. What do u think? |
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JulianDonnelly
Junior Member
United Kingdom
325 Posts |
Posted - 30 June 2008 : 18:14:38
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Hi Olu,
You will only get a discount if you are on income support.
Regards
Julian Donnelly
Spokesperson for www.Bankruptcyhelp.org.uk |
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olu
Junior Member
188 Posts |
Posted - 30 June 2008 : 18:57:17
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| can i file my BR in London (High Court) as i am in london temporarily before departing to my country although my debts were incurred in coventry, west midlands. or will the high court accept my overseas address as my br address |
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melanie_giles
Senior Member
1191 Posts |
Posted - 30 June 2008 : 21:16:20
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Yes - anyone can file their petition in the High Court regardless of where they live in the UK.
For an informal chat about any financial difficulties, or advice as to the options available, I can be contacted via my website - www.melaniegiles.com |
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pix1
Average Member
689 Posts |
Posted - 07 August 2008 : 15:00:02
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Hello again Julian,
Isn't it the case that if you reply to letters or phone calls for a debt that counts as keeping the debt live, so to speak? Therefore, as long as Eamonn has not responded by letter or phone to any correspondences or phone calls he sohuld not be liable once the 12 years are up? As for Olu he should avoid replying to any correspondences or phone calls once he is in Nigeria. |
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pix1
Average Member
689 Posts |
Posted - 07 August 2008 : 15:04:05
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Olu,
you can submit your petition in the court where you have your centre of main interests. As you are living in London you should be able to do it at the High Court. The biggest problem might be finding your way around the building! BR may not be the best option, however, if you have any assets as these might be lost. BR would give you peace of mind as you would not be flitting the country leaving debts - you would have dealt with them responsibly and according to your civil right. Actually it feels better to go BR rather than let debts fester forever. |
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pix1
Average Member
689 Posts |
Posted - 07 August 2008 : 15:05:22
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Olu,
you can submit your petition in the court where you have your centre of main interests. As you are living in London you should be able to do it at the High Court. The biggest problem might be finding your way around the building! BR may not be the best option, however, if you have any assets as these might be lost. BR would give you peace of mind as you would not be flitting the country leaving debts - you would have dealt with them responsibly and according to your civil right. Actually it feels better to go BR rather than let debts fester forever. |
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Topic |
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lost my job in march 2006 now i have no income
