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m and v
Average Member
United Kingdom
760 Posts |
 Posted - 03 June 2008 : 13:20:05
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Good one Maxine - it's a nice feeling when you start to take back control.
Good luck on Thursday - let us know how you get on.
Fingers will be crossed!
Vicki x |
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JulianDonnelly
Junior Member
United Kingdom
325 Posts |
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applebabe
Junior Member
United Kingdom
243 Posts |
Posted - 03 June 2008 : 20:16:01
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Hya,
Thanks vicki & Julian,
I will of course keep you updated!
Thanks for all your help & support :-)
Maxine x |
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Helpful Advice
Average Member
United Kingdom
646 Posts |
Posted - 04 June 2008 : 09:26:02
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Hi Maxine,
Just wanted to wish you luck for Thursday.
Just in case you haven’t had a look yet have a look at the link below, although it does not give amounts it gives you an idea of allowable expenditure there may well be things on their you haven’t yet thought of.
Kind Regards,
Brett England
Bankruptcy Specialist
England,Jackman & Spacey
WebSite www.ejands.co.uk
View my personal story & blogs at:
http://brettengland.blogs.bankruptcyhelp.org.uk/ |
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applebabe
Junior Member
United Kingdom
243 Posts |
Posted - 04 June 2008 : 11:47:57
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Hi Brett,
I clicked on the link but could not find the expenditure part?
It may just be me as I am totally a big bag of nerves and although Im scared about tomorrow I am also relieved that there may be an end in sight to my woes with cash!
Thanks
maxine x |
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Helpful Advice
Average Member
United Kingdom
646 Posts |
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longnose
Junior Member
175 Posts |
Posted - 04 June 2008 : 22:55:39
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HI maxine,great to hear you are feeling upbeat about tommorrow.I can't better the wise words offered here but i can recount a little of my experiences with the OR today.After three years of worry and increasing desperation i declared myself bankrupt on the 20th of last month and today i had my interview with the OR.I spent last night checking and re-checking the associated information i had to take[bank statements/credit aggrements etc -you will get a list, when the OR contacts you],and questioning my living expenses.I had a fearful image of the OR and by time i entered the OR office i was convinced he/she would pack me off to a debtors prison,throw my children into a workhouse and my wife into a brothel.Happily my fears were unfounded ,instead my OR was sympathtic, non-judgemental and only concerned with the facts of my bankruptcy.Perhaps i was simple case(fairly low income/3 dependents/no assets] but after i honestly explained the causes of my bankruptcy he informed me that he does not expect any contribution from my monthly disposable income of £89 and after checking my income in 3 months time he intends to release me from my bankuptcy at the earliest oppertunity.
He went to great lengths to explain to me that i should feel no shame in going bankupt and instead look upon the whole process as a release from my debts and a new start.I know its all daunting but its a doddle maxine,walk into the court tommorrow with your head high and just be honest with all those concerned.
GOOD LUCK ,its going to be ok |
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applebabe
Junior Member
United Kingdom
243 Posts |
Posted - 05 June 2008 : 06:36:29
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Hi Longnose
Wow! Well today is THE day, I have been awake all night but I have now started to get myself ready to go had a quick look on here and saw your post, and I feel ok, I will try and hold my head up highas you did and hopefully I will have a similar outcome as I too have no assets.
Thanks to everyone on here that has tried to put my mind at rest and keep me calm.
I will return on here when I get home, as long as they dont lock me up and throw away the key!! LOL
Maxine x |
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m and v
Average Member
United Kingdom
760 Posts |
Posted - 05 June 2008 : 08:33:02
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Good luck Maxine!
I'm keeping my fingers and toes crossed for you.
Let us know how you get on
Take care
Vicki x |
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Helpful Advice
Average Member
United Kingdom
646 Posts |
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Problem with filling in creditors please help!
